In banking and finance practices, DNC not only engages in syndicated or bilateral banking and finance transactions but also engages in product development or product structuring. 

DNC understands that almost all financial products that are to be marketed in Indonesia to Indonesian entities/individuals have been designed, created and structured within the framework of the common law system, whilst Indonesian law belongs to the civil law system.  Moreover, there has been a lack of regulation on the specifics and the taxation of those products, which means that product adjustments are often required to comply with Indonesian law and any regulatory restrictions or limitations. The types of products with which DNC has worked, and gained a high degree of familiarity and expertise, include swaps and derivatives (including credit and equity derivatives), convertible and exchangeable securities, perpetual notes, multi currency and dual currency deposits, structured notes, and securitization.

DNC acted as Indonesian counsel for the Steering Committee of Banks for Indonesia in the implementation of the Frankfurt Accord as part of a comprehensive program to address Indonesia's external debt problems (i.e., Trade Financing and Exchange Offer in 1998), and for the Steering Committee of Lenders to Indonesia and the London Club of Commercial Creditors on the extension of the maturity of the Republic of Indonesia 1994 and 1995 US$500 million Loan Agreements (in 2000).

DNC worked: in the development and structuring of derivative products marketed in Indonesia in early nineties; in the restructuring of some of the transactions that were required or necessitated due to increases of US Federal Fund rate in 1994; and in the first derivative litigation in the English court and Indonesian court (Bankers Trust vs. Dharmala Sakti Sejahtera).

DNC also worked on the first securitization transaction (securitization of Citibank's credit card receivables in 1994) and thereafter in the work-out for securitization of telecommunication receivables, auto/motor vehicle loan receivables, housing loan receivables and export bills of exchange receivables.